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Frank Cwalina II

NMLS ID 168033


Customer Testimonials

We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership. We want to add you to our list of very satisfied customers.

Read what others have said about working with us:

I'm a first time home buyer and beginning this whole process made me extremely nervous. Luckily, I was able to find Frank during the process. Frank was always readily available, made everything easy to understand and if I did have any questions he always got right back to me. I am very happy with my experience from start to end. Highly recommend, he was personable and professional.

- Crystal Ankenbrand
Stevensville, MD | February 23, 2020

I own a local title company and have worked with Frank for several years. He is an amazing loan officer who shows real dedication to his clients by providing quick loan approval and reasonable fees. He always finds the perfect loan program for everyone and continually stays in touch with the Borrowers throughout the entire process. Frank is committed to providing exceptional customer service

- Denise J Hering
Chester, MD | February 18, 2020

As a Realtor it is always a pleasure to work with Frank. He knows his stuff and is easy to get in touch with. We recently called him during our showing from a property to ask him how much their mortgage payment would be on that property at the top of their price range. Frank was able to give the Buyer right over the phone a true number. I could see the relief come over their face knowing they could buy the home and stay within their budget.

- Pam Childers
Chester, MD | February 20, 2020

This was the second home we’ve purchased and Frank did an amazing job! We got the best rates, service and experience. We closed in less than 45 days without delay and couldn’t be happier with Frank and how he managed everything. We highly recommend him! 

- Cassie Benjamin
Annapolis, MD | March 26, 2020

Frank made refinancing my home so easy…and I got a great rate!  He was very helpful when I had questions and promptly returned my calls.  Frank is a professional in every sense of the word.  

- Sherry Masucci
Chester, MD | April 07, 2020

100% Satisfaction Bayside Mortgage was an incredible asset during refinancing. My original finance company offered to match the rate; however I was so pleased with James' honesty and transparency I declined my original finance company's offer. When I buy again, James has my business. Bayside Mortgage brings more to the table in honesty, transparency, and trustworthiness than any other mortgage company I have encountered. It was truly a pleasure.

- Felicia
Anniston, AL | May 11, 2020

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